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17/12/2025 Rating announcement EN

Scope rates AAA(SF) Lithuanian renovation loan notes issued by Vytis Reno Loans 2025-1 DAC

The EUR 160.5m underlying portfolio of apartment renovation loans was originated to individual apartment owners by UAB ILTE.

17/12/2025 Rating announcement EN

Scope upgrades Italian NPL Class A notes issued by Sirio SPV S.r.l.

The underlying portfolio is composed of secured and unsecured NPL loans.

17/12/2025 Rating announcement EN

Scope downgrades class A notes issued by Relais SPV S.r.l. – Italian non-performing lease ABS

The underlying portfolio is composed of non-performing leases originated by Unicredit Leasing S.p.A. and serviced by doValue S.p.A.

16/12/2025 Rating announcement EN

Scope downgrades class A and class B notes issued by Prisma SPV S.r.l. – Italian NPL ABS

The underlying portfolio is composed of secured and unsecured NPL loans originated by Unicredit S.p.A. and serviced by doValue S.p.A.

15/12/2025 Rating announcement EN

Scope downgrades class A and affirms class B notes issued by BCC NPLs 2020 S.r.l. - Italian NPL ABS

The underlying portfolio of secured and unsecured NPL loans was originated by 90 Italian banks and is serviced by doValue S.p.A. and doNext S.p.A.

11/12/2025 Rating announcement EN

Scope rates German solar and heat pump notes issued by Golden Ray S.A., Compartment 2

The EUR 302.9m underlying portfolio of solar and heat pump system loan receivables was originated to homeowners by Enpal B.V. and Enpal Heat GmbH.

11/12/2025 Rating announcement EN

Scope downgrades class A and affirms class B notes issued by BCC NPLs 2018 S.r.l. - Italian NPL ABS

The underlying portfolio of secured and unsecured NPL loans was originated by 23 Italian banks and is serviced by Master Gardant S.p.A. and Special Gardant S.p.A.

10/12/2025 Monitoring note EN

Scope has completed the periodic review of POP NPLs 2018 S.r.l. – Italian NPL ABS

This publication does not constitute a rating action.

10/12/2025 Monitoring note EN

Scope has completed the periodic review of CiMA Finance DAC Series 2022-1

This publication does not constitute a rating action.

10/12/2025 Monitoring note EN

Scope has completed the periodic review of BCC NPLs 2019 S.r.l. – Italian NPL ABS

This publication does not constitute a rating action.

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Scope rates AAA(SF) Lithuanian renovation loan notes issued by Vytis Reno Loans 2025-1 DAC

Scope upgrades Italian NPL Class A notes issued by Sirio SPV S.r.l.

Scope downgrades class A notes issued by Relais SPV S.r.l. – Italian non-performing lease ABS

Scope downgrades class A and class B notes issued by Prisma SPV S.r.l. – Italian NPL ABS

Scope downgrades class A and affirms class B notes issued by BCC NPLs 2020 S.r.l. - Italian NPL ABS

Scope rates German solar and heat pump notes issued by Golden Ray S.A., Compartment 2

Scope downgrades class A and affirms class B notes issued by BCC NPLs 2018 S.r.l. - Italian NPL ABS

Scope has completed the periodic review of POP NPLs 2018 S.r.l. – Italian NPL ABS

Scope has completed the periodic review of CiMA Finance DAC Series 2022-1

Scope has completed the periodic review of BCC NPLs 2019 S.r.l. – Italian NPL ABS