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23/12/2025 Rating announcement EN

Scope downgrades the notes issued by Warrington Residential 2022-1 DAC - Irish NPL ABS

The underlying portfolio is composed of residential mortgage loans originated by five Irish residential mortgage lenders and serviced by Mars Capital.

23/12/2025 Rating announcement EN

Scope rates AAA Italian CQS notes issued by Savoia SPV S.r.l.

The EUR 608.0m closing underlying portfolio, as of September 2025, of payroll-deductible loans was originated to individual borrowers by IBL Banca.

22/12/2025 Rating announcement EN

Scope downgrades class A notes issued by Juno 1 S.r.l. - Italian NPL ABS

The underlying portfolio of secured and unsecured NPL loans was originated by Banca Nazionale del Lavoro S.p.A. and is serviced by Prelios Credit Servicing S.p.A.

19/12/2025 Monitoring note EN

Class B and C Notes issued by BBVA Consumo 10 FT paid in full – Spanish Consumer ABS

Class B and Class C notes have been fully repaid.

18/12/2025 Rating announcement EN

Scope downgrades class A notes and affirms class B notes issued by POP NPLs 2020 S.r.l. – NPL ABS

The underlying portfolio is composed of secured and unsecured NPL loans originated by 15 Italian banks and serviced by Special Gardant S.p.A. and Fire S.p.A. as special servicers.

17/12/2025 Rating announcement EN

Scope rates AAA(SF) Lithuanian renovation loan notes issued by Vytis Reno Loans 2025-1 DAC

The EUR 160.5m underlying portfolio of apartment renovation loans was originated to individual apartment owners by UAB ILTE.

17/12/2025 Rating announcement EN

Scope upgrades Italian NPL Class A notes issued by Sirio SPV S.r.l.

The underlying portfolio is composed of secured and unsecured NPL loans.

17/12/2025 Rating announcement EN

Scope downgrades class A notes issued by Relais SPV S.r.l. – Italian non-performing lease ABS

The underlying portfolio is composed of non-performing leases originated by Unicredit Leasing S.p.A. and serviced by doValue S.p.A.

16/12/2025 Rating announcement EN

Scope downgrades class A and class B notes issued by Prisma SPV S.r.l. – Italian NPL ABS

The underlying portfolio is composed of secured and unsecured NPL loans originated by Unicredit S.p.A. and serviced by doValue S.p.A.

15/12/2025 Rating announcement EN

Scope downgrades class A and affirms class B notes issued by BCC NPLs 2020 S.r.l. - Italian NPL ABS

The underlying portfolio of secured and unsecured NPL loans was originated by 90 Italian banks and is serviced by doValue S.p.A. and doNext S.p.A.

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Scope downgrades the notes issued by Warrington Residential 2022-1 DAC - Irish NPL ABS

Scope rates AAA Italian CQS notes issued by Savoia SPV S.r.l.

Scope downgrades class A notes issued by Juno 1 S.r.l. - Italian NPL ABS

Class B and C Notes issued by BBVA Consumo 10 FT paid in full – Spanish Consumer ABS

Scope downgrades class A notes and affirms class B notes issued by POP NPLs 2020 S.r.l. – NPL ABS

Scope rates AAA(SF) Lithuanian renovation loan notes issued by Vytis Reno Loans 2025-1 DAC

Scope upgrades Italian NPL Class A notes issued by Sirio SPV S.r.l.

Scope downgrades class A notes issued by Relais SPV S.r.l. – Italian non-performing lease ABS

Scope downgrades class A and class B notes issued by Prisma SPV S.r.l. – Italian NPL ABS

Scope downgrades class A and affirms class B notes issued by BCC NPLs 2020 S.r.l. - Italian NPL ABS