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16/6/2025 Research EN
Spanish bank quarterly: trade doubts weigh on asset quality; fees and commissions key to profits
Spanish banks’ net interest margins reached their lowest level in Q1 vs 2024, yet profitability continues to improve, driven by higher loan volumes, sustained growth in fees and commissions and strict cost discipline.
10/6/2025 Research EN
Tariffs, EV transition, tighter margins test resilience in Europe’s auto sector
Mixed recent results from Europe’s leading car makers have done little to shift the negative credit outlook for the auto sector despite encouraging trends among some original equipment manufacturers (OEMs).
4/6/2025 Research EN
Scope publishes final rating methodology on Pharmaceutical Companies
The methodology is now final following a call-for-comments period and will apply to all issuer and debt ratings of corporates in the sector. The application of the updated methodology will not trigger any rating changes.
2/6/2025 Research EN
Scope publishes final rating methodology for European Real Estate Rating Methodology
The methodology is now final following a call-for-comments period and will apply to all issuer and debt ratings of European real estate corporates. No impact is expected on outstanding issuer and debt ratings.
2/6/2025 Research EN
UK banks quarterly: credit fundamentals still resilient but moderating
UK bank profitability will remain sound in 2025. Asset quality is weakening modestly but remains resilient, capital is adequate and deposit outflows have reversed. The stable outlooks on our UK bank ratings indicate that risks are broadly balanced.
20/5/2025 Research EN
Italian Bank Quarterly: banks well positioned to weather economic headwinds
Italian banks are among the most profitable in Europe and the outlook is favourable, even if we anticipate lower profits in coming quarters. M&A may reshape the sector, though execution risks are rising.
19/5/2025 Research EN
European bank operating environments 2025: resilient picture despite macro and trade uncertainties
Operating environment assessments, the starting point for the analytical process, reflect regulatory and supervisory convergence. Ratings are determined by economic, sector and bank-specific factors. Despite uncertainties, the picture is resilient.
6/5/2025 Research EN
European Bank Capital Quarterly: solvency positions a strength in uncertain times
The robust solvency of European banks and their capacity to absorb credit losses from ordinary profitability provide important buffers against credit deterioration at a time when US trade policy is impacting Europe’s growth and interest-rate outlook.